Momentum Wealth Research

TERMS OF SERVICE AND DISCLAIMER Last Updated: January 2026

1. Nature of Service Momentum Wealth Research LLC (”The Publisher”) is an independent publisher of financial information and is an affiliate of Momentum Wealth Planning, LLC (”The RIA”), a federally registered investment adviser under the Investment Advisers Act of 1940. Registration of the affiliate (The RIA) does not constitute an endorsement by the SEC nor does it indicate that the firm has attained a particular level of skill or ability. Momentum Wealth Research LLC and Momentum Wealth Planning, LLC are separate legal entities. While they share common ownership and the ‘Momentum’ brand name, they operate independently. The content provided in this newsletter, including the “Sword Rankings” and “Shield Report,” and all other publications not listed is purely for informational and educational purposes only. It constitutes “impersonal investment advice” as defined by the Investment Advisers Act of 1940 and does not constitute a recommendation to buy, sell, or hold any security for any specific individual.

2. No Fiduciary Relationship The material presented herein is not intended to serve as a substitute for personalized investment advice or as a recommendation or solicitation of any particular security, strategy, or investment product. Your subscription to this newsletter does not create a client, advisory, fiduciary, or professional relationship between you and The Publisher or The RIA. Personalized investment advice is only available to clients who have signed a separate Investment Advisory Agreement with The RIA.

3. Trading Priority & Conflict of Interest Officers of Momentum Wealth Research and its affiliates may hold positions in the securities mentioned. Advisory clients and Owners / Employees of The RIA may have already established positions in these securities prior to publication and may execute trades in securities discussed in the Newsletter at any time, including before, during, or after the dissemination of the publication. The RIA manages accounts actively and may, at any time, buy, sell, or hold securities that are inconsistent with, or contrary to, the analysis provided in this newsletter. These trades may occur before, during, or after the publication of this research. Any such trades may differ from or conflict with the analysis provided in this publication. Client portfolios may utilize different risk management strategies, including hedging, that differ from the standalone performance of the securities listed in this report. These activities may create actual or potential conflicts of interest between the Publisher/RIA and newsletter subscribers.

4. No Duty to Update & Data Accuracy The information herein was obtained from various sources believed to be reliable, but no liability is accepted for any inaccuracies or completeness of information provided by third parties. The information in this communication is given as of the date indicated and is subject to change. Momentum Wealth Research assumes no obligation to update this information, or to advise on further developments relating to it. The Publisher and The RIA are under no obligation to update any analysis, data, or model portfolio changes between scheduled publications, even if market conditions change.

5. Past Performance & Risk Past performance is no guarantee of future performance. Actual economic or market events may turn out differently than as presented. Trading in financial markets involves a high degree of risk, and you assume full responsibility for your investment decisions. All investments involve a risk of loss, and the information presented should not be interpreted as a promise of performance or specific results.

6. Third-Party Content Materials posted to this site may come from external sources and are provided for your convenience. Momentum expressly disclaims any responsibility for and does not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and makes no representation as to the completeness, suitability, or quality thereof.

7. Limitation of Liability To the maximum extent permitted by law, The Publisher and its affiliates disclaim any liability for any direct, indirect, incidental, or consequential damages arising from your use of the information provided in this publication, including trading or investment decisions based on it.

8. Intellectual Property All content, including the Sword Rankings, Shield Report, models, and analysis, is the intellectual property of Momentum Wealth Research, LLC. Your subscription grants you a limited, non-exclusive, non-transferable license to access the content for your personal use. Redistribution, republication, or sharing of this content without express written permission is strictly prohibited except as provided under ‘fair use’ guidelines for educational purposes.

9. Billing, Cancellations & Refunds You may cancel your subscription at any time via your account settings. Cancellations will take effect at the end of your current billing period. We do not offer refunds for partial months or unused portions of annual subscriptions. Subscriptions are automatically renewed at the end of each billing cycle unless you cancel.

10. Model Portfolios The ‘Shield and Sword Strategy,’ ‘Shield,’ and ‘Sword’ described in our publications are hypothetical and conceptual in nature and for educational purposes only. The ‘Shield’ (Trend-Following) and ‘Sword’ (Momentum Rankings) represent a rules-based research methodology based on the 200-day Simple Moving Average (’The Red Line’) & our momentum screener. These signals are technical indicators, not a guarantee of market direction or safety. These model portfolios are not based on actual accounts and do not represent the performance of any real trading activity. They are provided for illustrative purposes to demonstrate the application of our investment philosophy and are not guarantees of future returns. Model portfolios do not account for trading costs, fees, taxes, dividends, or liquidity constraints that would affect actual investment returns. The strategies are developed without regard to the specific financial circumstances or investment objectives of any particular person. The Shield & Sword models operate on a tactical framework that does not adjust for a user’s age, net worth, goals, or risk tolerance. The presence, or lack thereof, of a security in the Sword Rankings is not a recommendation or solicitation to purchase or sell that specific stock. The model serves as an illustration of a specific investment philosophy (Momentum and Trend Following) rather than a direct trading signal for the public. Each subscriber is solely responsible for determining if the theoretical model aligns with their own tolerance for loss. Readers are encouraged to independently evaluate all investments and consult with a professional advisor before taking action. Investing in securities involves a significant risk of loss, which may be inappropriate for certain investors depending on their specific goals.